The assignment for this week had two parts:

Part One:

Find the daily average interest rate for all variable rate credit cards: 20.15%. Then calculate the interest you would have to pay on a $600 credit card balance compounded monthly over six months: $105.96

Part Two:

Write 300 words on a government regulation that affects interest rates, then give your opinion on that regulation:

I did have some trouble with this one, but here is my effort: (more like 200 words)

The Federal Deposit Insurance Act is a law that establishes the FDIC. The FDIC stands for the Federal Deposit Insurance Corporation. The FDIC insures bank deposits of up to 250,000 dollars. The FDIC sets limits on the interest rates that banks can set.

One of the problems with the FDIC is that it discourages banks from having better security. The banks don’t care about their security as much because if their money is stolen, the government will bail them out. It also discourages the people from pushing the banks to be better, because they know that their money will be safe. The banks could have had better insurance or their own policies about this issue, but the FDIC restricts that too.

The FDIC only insures deposits of up to 250,000 dollars, which would discourage people from saving their money in banks.

In summary, the FDIC is an unnecessary government agency that restricts banks and the people that use them.

In this assignment, I will talk about how to save money on sports and athletics. I will cover the least and most costly ways to get in shape.

Exercise can be very costly, especially with gym membership fees and cost of equipment. Sports and athletics can also tend to be expensive, more so with travel teams. I don’t just mean expensive in dollar terms, it could also be expensive in time or energy that you are devoting to it.

One of the main costs for athletics is the equipment. Don’t think that you always need to buy the highest quality gear! That would cost quite a lot. You can easily buy good quality used gear for low prices on Ebay, at garage sales, or thrift shops. Make sure to comparison shop, or compare prices before you finalize your purchase. Doing this will help cut some unnecessary costs.

Another huge expense is gym memberships. Some high-end gym memberships can cost as much as 50 dollars a month, or more! If you are not a very active gym user, than a gym membership may not be right for you. Consider buying cheaper exercise equipment so you can work out at home for free! You could even set up your own home gym, with all the equipment that you want. Also, I’m not saying that gym memberships are all bad. You may be able to find a gym with a low cost of membership and benefits that you like. If so, take advantage of it!

Taking sports lessons for golf or something else could be costly. You also have to take into account the risk of an injury that you would have to pay for. Sports players get injured frequently, and sometimes they can be costly.

I hope you enjoyed reading this article and I hoped it helped you gain knowledge about the costs of athletics!

In this short article, I will explore the different ways a smartphone can serve as a business management tool.

Technology is constantly changing, and smartphones are too. A smartphone can provide many ways to help in a business, and here are some of the major things smartphones can help with.

Communication: This is a huge one, as having access to texts, calls, and other forms of communication allows you to stay in contact with your customers. The advantage of a smartphone over a computer is that a smartphone is portable, so you can take it along with you and access your messages anytime.

Managing Finances: You can install apps that let you track your spending and money flow on the go, so when you are out shopping or our somewhere else and receive money, you can put it into the app and it will save it.

Calendar: This is not completely related to business, but having a mobile calendar is pretty nice, as it allows you to view upcoming events and information about them.

A portable workspace: You can use your phone for work in situations where you cannot bring a laptop along, and this can be a good option, but usually it is better to have a more solid workspace.

These are just a few of the tools that a smartphone has that can help you with a business.

Is it immoral to be wealthy? This is a question that is often asked, and in this short essay I will explain about the morality of wealth.

Money is really just a tool that people can use to exchange goods and resources and help each other.

The Bible verse 1 Timothy 6:10 is an often twisted verse that says “The love of money is the root of all evil.” This does not mean that money or wealth itself is bad, it is when people become obsessed with gaining and spending money in bad ways that it becomes a bad thing.

Wealth is often viewed as immoral or unjust, but wealth can be good or bad, depending on how it is used and obtained. When two people voluntarily trade or exchange goods and services with one another, wealth is created. This benefits both people and is a moral way to obtain wealth. Immoral ways to make money would be stealing or taking money from others without their permission.

Wealth can also be good or bad in how it is used. If wealth is used for philanthropy, this could benefit a lot of people. Even non philanthropic things like running a business can be good, because the goods or services that businesses provide benefit others. If money is used in other ways, it could be bad for other people.

Some people believe that everyone should have the same amount of wealth. But I think that people should have be payed and should gain wealth according to how hard they work, how long they work for, or how much the employer wants to pay them.

In summary, wealth is a tool that helps people trade that can be used for good or bad, and it is not necessarily bad by itself.

Bill Gates was born on October 28, 1955. His full name was William Henry Gates III. He enjoyed playing board games as a kid and was very close to his siblings and parents. He was an avid reader, spending hours each day reading.

His parents sometimes worried about him, as he didn’t have many friends and spent a lot of time alone. So they enrolled Gates in Lakeside Preparatory School. He excelled in all of his subjects, and he became very interested in computers.

Gates graduated in 1973. On the college SAT exam, he scored a 1590, an impressive feat. He enrolled in Harvard, but dropped out in 1975 to work on his business, Microsoft with Paul Allen.

Gates met Paul Allen at Lakeside, where they became friends through their shared knowledge and interest in computers. At the age of 15, they developed a company called Traf-o-data, which monitored traffic in Seattle. They went to separate colleges but both dropped out to found a company called Microsoft. It was originally called Micro-Soft, but they dropped the hyphen soon after.

Their company produced software for microcomputers. The software was somewhat popular, so they started expanding. By 1979, Microsoft was making 2.5 million.

Microsoft’s most popular software was the Windows operating system, a graphic operating system very similar to Apple’s Macintosh system, but with its own differences. The first was the Windows 95. Windows is the most popular operating system today, with most computers running the Windows 10 and Windows 11. In 1989, Microsoft came out with Microsoft Office, a program for writing word documents and spreadsheets.

Gates stepped down from CEO in 2000. He and his wife Melinda started the Bill and Melinda Gates foundation, a charity focused on providing education, health services, and investment in poor countries. Bill Gates succeeded by his determination and hard working attitude. Gates was the worlds richest man for 13 years, and has a net worth of 113 billion today.