Is College Worth It

Personal Finance Lesson 110 Assignment

In today’s assignment, I will look at the benefits and disadvantages of going to college, and decide if it is worth it. Then I’ll explore college alternatives.

What college provides:

  • Education: This is what most people think of when they hear the word college. It is (usually) the main function of a college.
  • Social activities: Some colleges also provide activities, events, clubs, and other entertainment options.
  • Temporary Housing: If you are paying the fee for living on-campus, you have access to a dorm.
  • Degree: This sits under the education category. Part of what you pay for going to college is the Masters or Graduates degree that you will receive if you stick with it.

Disadvantages of college:

  • Price: Colleges are notoriously expensive, even the smaller-town community colleges! You will be paying for the education of course, but also your room (if you decide to get a room on-campus), your textbooks which can be surprisingly costly, and perhaps your food. Also your TIME!! College takes A TON of time. There are some ways to avoid these high prices and the cost of your time. I’ll be discussing them later.
  • Loans: This fits under the price category. You will probably have to take out loans to go to college, and you may be paying them back for a long time!
  • Stress: College is a very stressful time, and it can take a toll on health
  • Travel: If you are in an out of state college, you must account for travel costs.

Whether you choose to go to college or not is a big decision, but there is no one-size-fits-all answer. It all depends on your circumstances. If you are thinking about going to college, think about the alternatives. You could take dual-enrollment classes while in high school. You can also take an apprenticeship, which is basically what it sounds like. You are apprenticed to someone in a particular field and learn about their job.

Overall, college offers a wide variety of benefits, and can be very fun! But it can also be expensive and stressful. Make sure to weigh your options and make your decision carefully. Personally, I think I would consider an apprenticeship or dual enrollment classes.

Thanks for reading!

Timeline of World War I

8G History Lesson 105 Assignment

This assignment will be a little different than the usual. I’ll be using a timeline format, covering the main facts, battles, and history of the war.

June 28, 1914

Archduke of Austria Assassinated

The Archduke of Austria, Franz Ferdinand, and his wife Sophie are are assassinated by a Serbian nationalist while traveling in Sarajevo. This sparked violence against the Serbian people.

July 28, 1914

WWI Begins

World War I officially begins when Austria declares war on Serbia. Austria starts to bomb Belgrade, the capital of Serbia.

September 6, 1914

Battle of the Marne Begins

The Germans try to capture Paris, but are stopped by the British and French.

November 5, 1914

Ottoman Empire gets involved

France and Britain declare war on the Ottoman empire.

April 25, 1915

Second Battle of Ypres

The Second Battle of Ypres takes place. The Germans use chlorine gas on the Allied forces.

May 7, 1914

The Lustiania sinks

The Germans sink the British Lustiania, almost 1,200 people are killed.

February 21, 1916

Battle of Verdun

The Battle of Verdun begins. This is one of the longest and bloodiest battles in the war, over 300,000 are killed over the span of 10 months.

July 1, 1916

Battle of the Somme

In the first day of this battle, over 20,000 British soldiers are killed.

April 6, 1917

U.S. Enters the War

The U.S. declares war on Germany.

November 20, 1917

Tanks

Tanks are first used in large-scale combat by the British.

September 26, 1918

Battle of Meuse-Argonne

This is the last battle in the war. The Allied British and German forces drive out the Germans.

June 28, 1919

Treaty of Versailles

The Allies and Germany sign a peace agreement, ending the war.

The First World War had a large impact on the world. It saw the collapse of the Austrian-Hungarian empire, the Ottoman empire, and the Russian empire. It was extremely sad, as all wars are. If it was avoided, over 8 million more soldiers would have survived.

References:

https://www.britannica.com/event/World-War-I

Woodrow Wilson

8G History Lesson 100 Assignment

This week’s assignment is about Woodrow Wilson, the 28th president.

Woodrow Wilson was born on December 28, 1856, in Virginia. His father was a Presbyterian minister, and his mother was the daughter of an English Presbyterian minister. He was raised as a Christian. Wilson didn’t learn how to read until he was 10, but he became very interested in literature and politics. He went to Princeton University, then went to the University of Virginia, where he studied law. He became bored and felt like law wasn’t the right career for him, so he studied government at Johns Hopkins University. He is the only president to earn a Ph.D, and he wrote many books on politics.

Woodrow Wilson married Ellen Louise Axon in 1885, and guess what? She was the daughter of a Presbyterian minister! They had three daughters. He started teaching at Princeton in 1890, and quickly became president of the university. This attracted the attention of many politicians, and he decided to resign as president of Princeton to run for governor of New Jersey, where he became very popular as a conservative.

Wilson decided to run for U.S. president in 1912. There were not one, but two rivals he faced in the main race for president. Theodore Roosevelt split from the Republicans to join the Bull Moose party, and William H. Taft ran as a Republican. He won with a huge 435 electoral college votes, compared to Roosevelt’s 88 votes and Taft’s 8.

As president, Woodrow Wilson increased tariffs significantly, and added an income tax. He also helped to start the Federal Reserve. He was troubled by his wife’s death in 1914, and the beginning of WWI didn’t help things. The U.S. stayed neutral at first, but as America’s ally Britain was being attacked by German ships, Wilson was on the verge of declaring war.

He was again successful in the re-election of 1916, barely winning against Charles Hughes. Woodrow made an attempt at peace in January 1917. But the Germans didn’t care, and kept attacking American ships. After that, Wilson asked Congress to declare war on Germany. The American troops helped the Allies out, and Germany begged for peace in November of 1918.

Wilson returned to “normal” presidency, but his health was failing. He had a stroke on October 2, 1919 that made him partly paralyzed on his left side. His wife Edith Galt, who he married in 1915, tried to cover up Wilson’s condition. She made a lot of the decisions instead of Wilson.

In his later years, Wilson remained active in politics for a few years. He died somewhat unexpectedly in his sleep at the age of 67.

References:

https://www.britannica.com/biography/Woodrow-Wilson

25
Mar, 2025

Old Cars vs New Cars

Personal Finance Lesson 105 Assignment

In this assignment, I’ll be comparing old cars against new cars in a pro and con style essay, to decide which is better.

First, we have to define what an old car is. I’d say that any car 20 years or older is a old car. Anything newer is a new(ish) car.

Old Cars

Pros:

Cheaper: Older cars are much cheaper than newer cars, because of the price depreciation.

Simplicity: Old cars usually have a more simplistic design, which may make them easier to repair. Some people say that this makes them more reliable, as there are less complicated parts in the car.

Lower insurance cost: Generally, the older the car, the cheaper they are to insure.

Fun to drive: Most old car owners claim that they are fun to drive, and that they respond better than new cars.

Cons:

Repairs: Yes, even though I said old cars can be easier to repair, sometimes they can also be harder. Old cars may need specialized parts that may be harder to find or more expensive. They may also require specialized knowledge.

Less safety technology: Cars from older generations aren’t up to date to the safety standards today, and they may not have as much safety features as newer cars.

Less gas efficient: Old cars are not very gas-efficient, and there aren’t many hybrid or electric old cars.

New Cars

Pros:

Reliability: New cars are more reliable then older cars, and they usually have less miles.

Safety and technology: These cars have a lot more safety and technological features, making them more convenient.

Customization: (This only applies to brand new cars.) If you buy a car straight from the factory, you have tons of control over trim, paint color, style, and extras.

Gas efficiency: A lot of new cars are hybrids, which get very high mpg. Even the non-hybrids are better on gas.

Cons:

Higher Cost: Obviously, new cars have a much higher purchase price, but they are also more expensive to insure, and sometimes to repair.

Complexity: Newer cars are generally more complex than older cars.

Mass-produced: Many people would say that new cars are mass-produced, which makes them less reliable and have less character than older cars.

Conclusion:

In my personal opinion, I prefer cars that are not too old, but not very new either, around the 2005-2015 model year range. But honestly, there is no right or wrong answer. It just depends on your preference and circumstances.

Thanks for reading! Feel free to comment your opinion on old vs new cars.