{"id":665,"date":"2025-04-04T17:35:13","date_gmt":"2025-04-04T21:35:13","guid":{"rendered":"https:\/\/davidjamesgarber.com\/blog\/?p=665"},"modified":"2025-04-04T17:35:13","modified_gmt":"2025-04-04T21:35:13","slug":"is-college-worth-it","status":"publish","type":"post","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/665","title":{"rendered":"Is College Worth It"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\">Personal Finance Lesson 110 Assignment<\/h4>\n\n\n\n<p>In today&#8217;s assignment, I will look at the benefits and disadvantages of going to college, and decide if it is worth it. Then I&#8217;ll explore college alternatives.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">What college provides:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Education: This is what most people think of when they hear the word college. It is (usually) the main function of a college.<\/li>\n\n\n\n<li>Social activities: Some colleges also provide activities, events, clubs, and other entertainment options.<\/li>\n\n\n\n<li>Temporary Housing: If you are paying the fee for living on-campus, you have access to a dorm.<\/li>\n\n\n\n<li>Degree: This sits under the education category. Part of what you pay for going to college is the Masters or Graduates degree that you will receive if you stick with it.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Disadvantages of college:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Price<\/strong>: Colleges are notoriously expensive, even the smaller-town community colleges! You will be paying for the education of course, but also your room (if you decide to get a room on-campus), your textbooks which can be surprisingly costly, and perhaps your food. Also your TIME!! College takes A TON of time. There are some ways to avoid these high prices and the cost of your time. I&#8217;ll be discussing them later.<\/li>\n\n\n\n<li>Loans: This fits under the price category. You will probably have to take out loans to go to college, and you may be paying them back for a long time!<\/li>\n\n\n\n<li>Stress: College is a very stressful time, and it can take a toll on health<\/li>\n\n\n\n<li>Travel: If you are in an out of state college, you must account for travel costs.<\/li>\n<\/ul>\n\n\n\n<p>Whether you choose to go to college or not is a big decision, but there is no one-size-fits-all answer. It all depends on your circumstances. If you are thinking about going to college, think about the alternatives. You could take dual-enrollment classes while in high school. You can also take an apprenticeship, which is basically what it sounds like. You are apprenticed to someone in a particular field and learn about their job.<\/p>\n\n\n\n<p>Overall, college offers a wide variety of benefits, and can be very fun! But it can also be expensive and stressful. Make sure to weigh your options and make your decision carefully. Personally, I think I would consider an apprenticeship or dual enrollment classes.<\/p>\n\n\n\n<p>Thanks for reading! <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal Finance Lesson 110 Assignment In today&#8217;s assignment, I will look at the benefits and disadvantages of going to college, and decide if it is worth it. Then I&#8217;ll explore college alternatives. What college provides: Disadvantages of college: Whether you choose to go to college or not is a big decision, but there is no [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[22],"tags":[15,24],"class_list":["post-665","post","type-post","status-publish","format-standard","hentry","category-personalfinance","tag-personalfinance","tag-school"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":760,"url":"https:\/\/davidjamesgarber.com\/blog\/archives\/760","url_meta":{"origin":665,"position":0},"title":"College Majors","author":"David Garber","date":"April 25, 2025","format":false,"excerpt":"Personal Finance Lesson 130 Assignment Today's assignment was to write a short list of college majors I'd consider. Here are my top 3, with the reasons why I would choose them. Biology: I really enjoy natural sciences, and this major could open up a lot of potential career options. It\u2026","rel":"","context":"In &quot;Personal Finance&quot;","block_context":{"text":"Personal Finance","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/category\/personalfinance"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":711,"url":"https:\/\/davidjamesgarber.com\/blog\/archives\/711","url_meta":{"origin":665,"position":1},"title":"Costs of College: An Interview","author":"David Garber","date":"April 11, 2025","format":false,"excerpt":"Personal Finance Lesson 115 Assignment Today I will be asking my dad a few questions about his college experience. How much did you spend each semester on books? \"At least 300-500 dollars. It was very expensive.\" What was the biggest unexpected financial burden you faced in college? \"The debt that\u2026","rel":"","context":"In &quot;Personal Finance&quot;","block_context":{"text":"Personal Finance","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/category\/personalfinance"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":773,"url":"https:\/\/davidjamesgarber.com\/blog\/archives\/773","url_meta":{"origin":665,"position":2},"title":"How My Life Plans Have Changed in the Last 6 Months","author":"David Garber","date":"May 2, 2025","format":false,"excerpt":"Personal Finance Lesson 135 In this assignment, I will write how my life plans have changed in the past 6 months as a result of this course. In the Personal Finance course so far, I have learned many important skills. My life plans have changed in a few ways: Time\u2026","rel":"","context":"In &quot;Personal Finance&quot;","block_context":{"text":"Personal Finance","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/category\/personalfinance"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":739,"url":"https:\/\/davidjamesgarber.com\/blog\/archives\/739","url_meta":{"origin":665,"position":3},"title":"Sam Walton","author":"David Garber","date":"April 15, 2025","format":false,"excerpt":"8G History Lesson 120 Assignment This week's assignment was to write a short article on an entrepreneur that had not been discussed in class. I will be writing about Sam Walton. Life and Career Sam Walton was born on March 29, 1918. His family moved a lot, and Sam did\u2026","rel":"","context":"In &quot;Personal Finance&quot;","block_context":{"text":"Personal Finance","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/category\/personalfinance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/davidjamesgarber.com\/blog\/wp-content\/uploads\/2025\/04\/walmart-logo-is-seen-on-the-shop-in-streator-united-states-on-october-15-2022.webp?fit=500%2C333&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":586,"url":"https:\/\/davidjamesgarber.com\/blog\/archives\/586","url_meta":{"origin":665,"position":4},"title":"The Right Car for Me","author":"David Garber","date":"March 18, 2025","format":false,"excerpt":"Personal Finance Week 20 Assignment This week's assignment was a little different than the normal writing assignment. I was to find a particular car make and model that would be the most practical for me. I will cover the total cost of the car, the monthly payment I would have\u2026","rel":"","context":"In &quot;Personal Finance&quot;","block_context":{"text":"Personal Finance","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/category\/personalfinance"},"img":{"alt_text":"raindrops on black toyota corolla","src":"https:\/\/i0.wp.com\/davidjamesgarber.com\/blog\/wp-content\/uploads\/2025\/03\/pexels-photo-19581626.jpeg?fit=1200%2C802&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/davidjamesgarber.com\/blog\/wp-content\/uploads\/2025\/03\/pexels-photo-19581626.jpeg?fit=1200%2C802&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/davidjamesgarber.com\/blog\/wp-content\/uploads\/2025\/03\/pexels-photo-19581626.jpeg?fit=1200%2C802&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/davidjamesgarber.com\/blog\/wp-content\/uploads\/2025\/03\/pexels-photo-19581626.jpeg?fit=1200%2C802&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/davidjamesgarber.com\/blog\/wp-content\/uploads\/2025\/03\/pexels-photo-19581626.jpeg?fit=1200%2C802&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":136,"url":"https:\/\/davidjamesgarber.com\/blog\/archives\/136","url_meta":{"origin":665,"position":5},"title":"PF Lesson 50 Assignment","author":"David Garber","date":"January 14, 2025","format":false,"excerpt":"In this assignment, I will explain why interest rates are different for different kinds of loans.","rel":"","context":"In &quot;Personal Finance&quot;","block_context":{"text":"Personal Finance","link":"https:\/\/davidjamesgarber.com\/blog\/archives\/category\/personalfinance"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/posts\/665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/comments?post=665"}],"version-history":[{"count":8,"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/posts\/665\/revisions"}],"predecessor-version":[{"id":706,"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/posts\/665\/revisions\/706"}],"wp:attachment":[{"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/media?parent=665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/categories?post=665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/davidjamesgarber.com\/blog\/wp-json\/wp\/v2\/tags?post=665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}